• Connecticut: Generally uses judicial foreclosure.
• Delaware: Generally uses judicial foreclosure.
• Florida: Requires judicial foreclosure.
• Hawaii: Generally uses judicial foreclosure.
• Illinois: Generally uses judicial foreclosure.
• Indiana: Generally uses judicial foreclosure.
• Iowa: Generally uses judicial foreclosure.
• Kansas: Generally uses judicial foreclosure.
• Kentucky: Generally uses judicial foreclosure.
• Louisiana: Uses a form of judicial foreclosure called an executory proceeding.
• Maine: Generally uses judicial foreclosure.
• Nebraska: Sometimes uses judicial foreclosure.
• New Jersey: Generally uses judicial foreclosure.
• New Mexico: Sometimes uses judicial foreclosure.
• New York: Generally uses judicial foreclosure.
• North Dakota: Generally uses judicial foreclosure.
• Ohio: Generally uses judicial foreclosure.
• Oklahoma: Only uses judicial foreclosure if the homeowner requests it.
• Pennsylvania: Generally uses judicial foreclosure.
• South Carolina: Generally uses judicial foreclosure.
• South Dakota: Only uses judicial foreclosure if the homeowner requests it.
• Vermont: Generally uses judicial foreclosure.
• Wisconsin: Generally uses judicial foreclosure.
• District of Columbia: Sometimes uses judicial foreclosure.

States that are Non-Judicial Foreclosure States

Foreclosures are usually nonjudicial in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, District of Columbia (sometimes), Georgia, Hawaii (judicial also common), Idaho, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico (sometimes), North Carolina, Oklahoma (unless the homeowner requests a judicial foreclosure), Oregon, Rhode Island, South Dakota (unless the homeowner requests a judicial foreclosure), Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming.